PaY by PiN uses a number of security methods to ensure that your transactions, money and information are protected. It is of the highest priority that this information be kept secure, it is the primary focus of our business. The servers that contain your information are kept securely behind firewalls and located at a visa certified facility.

All transactions are automatically encrypted using private key encryption from your browser before storing in our Data Base server. We use the standard SSL 128 bit for secure communication between your computer and our server.

Consumers choose their own alphanumeric user ID and PIN up to 16 digits to create an account. This makes it much harder for someone to gain access to the account then by simply using an email address for account access.

Note Regarding Passwords

You will never be asked to reveal your password by a  PaY by PiN representitive.
You should NEVER give your password out to any unauthorized user.
PIN Number should be changed often.